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AmeriAdvance
- Completely online – High integrity
- No credit check – No faxing
- Fast cash advances up to $1,500
- U.S. citizen – At least 18 years of age
- Regular income – Active bank account
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PayDayMax
- Superfast – Cash out instantly via MoneyGram
- Great discounts and loyalty bonuses
- 25% off the cash advance loan finance fee
- Up to 30% discount for loyal clients
- Employment – At least 18 years – Active checking account
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Great Plains Lending
- One of the few companies offering installment cash advances
- Up to $1,000 for new customers – Up to $1500 for old clients
- Pay back in 24 bi-weekly payments
- No prepayment penalty
- Usually no credit check or faxing
- Regular income – At least 18 years – Checking account
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PayDay 1 One
- State licenced cash advance loan lender
- Great Rate Program with low costs
- U.S. citizen – At least 18 years
- Email address
- Regular income
- Active checking account
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Cash Central
- Established state licensed lending company
- Discounts up to 15% for loyal customers after 5 cash advances
- U.S. citizen – At least 18 years of age
- Employment – Active checking account
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MyPayDayLoan
- Cash advances up to $1,000 overnight
- No faxing – No credit check
- At least 6 months employment – Net income over $1,000 per month
- At least 90 days old checking account
Best Cash Advances Online
While the best credit cards allow you to purchase goods and pay for services, there are times when they become limited in use. Cash advances allow credit card holders to actually withdraw cash through ATMs, third party financial agencies, or as over-the-counter bank transactions. The amount that can be withdrawn in cash advances usually depends on the card limit. Although cash advances are more popular services provided by banks and credit card issuers, there are five reasons why going with an online third party financial agency is a wise choice.
1. Least Number of Requirements
Top rated online lenders provide cash advances without obliging you to submit a whole bunch of documents. Application for their cash advances comes in the form of a web form. In addition, an active checking account, employment, and the age of at least 18 years is usually required. Credit scores are not used as parts of the decision for your cash advances applications so whether you have good, fair, or bad credit scores, you can still take advantage of the best cash advances online.
Because everything is done online, there is no need for you to fax or mail your documents. In the interest of the privacy, all the steps in the application of cash advances are run over secure SSL servers. This reduces the possibility of identity theft and boosts the clients’ confidence in online services.
2. Fast Cash up to $1,500
When we say fast cash, we mean that you are getting the funds very fast. Your cash advance application is processed immediately. Fast cash of up to $1,500 is granted in less than 24 hours. This is a far outcry from the days and weeks of waiting usually associated with applications for cash advances in even the best banks and other traditional financial institutions.
3. Installment Cash Advances
Unlike traditional cash advances, you can pay your online cash advance loan back in easy installments. You may have the loan spread over 4 to 12 months but you will not be locked in the length of terms. The best online cash advances do not have any prepayment penalty. You are free to settle your payment ahead of time and become debt-free sooner than expected.
4. Big Discounts for New and Repeat Customers
The more cash advances you book, the more discounts you will usually enjoy. The best cash advance loan lenders offer 15% to 30% discounts for clients who have taken five or more cash advances. Discounts of up to 25% are available for new clients.
5. State-licensed Lenders
Perhaps the most important characteristic of the best online cash advance lenders is its state-recognition. When a lending company is state-licensed, it means that their cash advances are banked on legal terms resulting to reasonable interest rates and appropriate loan terms.
Why to cut down on your needs if there are reliable cash advances that can help you? With cash advances, you can pay all your bills on time and slowly re-establish your credit score. Feel free to compare our top rated cash advance loan lenders and the best online cash advances to find the most suitable loan for your needs.